Preferred Index Checking

This premium indexed checking account offers a cash management solution with the freedom you’ve earned and the interest optimization your future demands.

It’s a checking account with an interest rate worthy of the money you keep in it. Preferred Index Checking offers a market-level rate, tied directly to the Money Fund Report 7-Day Net Simple All Taxable Average Yield as published in the Wall Street Journal and at www.imoneynet.com. So you get all the flexibility you need in your checking account with the high market rate normally reserved for a money fund. Open your qualifying Preferred Index Checking today, and you’ll enjoy:

  • Six interest bearing tiers mean the more you save, the higher your return.
  • No monthly fee when you maintain one of five available relationship qualifiers:
    • $10,000 average daily balance in your Preferred Index Checking account; or
    • $100,000 in total loans, or total deposits, or investable assets with either Countybanc Investments Services or Countybank Trust
  • Complimentary banking services, including:
    • Up to 3 additional personal free checking accounts, with no minimum balance requirement, monthly fee or transaction limitations
    • Personalized single or duplicate wallet style checks
    • Unlimited, ATM transactions anywhere in the world—when you use another bank’s ATM, we’ll pay any assessed fees for you
    • Online Banking with Online Bill Pay service
    • 3x5 Safe Deposit Box, or discount on a larger box
  • Preferred rates on Certificates of Deposit and Money Market Accounts
  • Preferred rates on installment loans1
  • $25 savings on loan processing fee for all new loans
  • Preferred rates on Countyline (home equity line of credit) with no closing costs2
  • Platinum VISA Credit Card with additional benefits including travel miles, travel accident insurance, and more.3

Additional perks from our family of financial services:

  • Mortgage: discounted closing costs when purchasing or refinancing a home; no application fee
  • Investments: no charge for asset allocation review; discount up to 40% commission on initial trade
  • Trust Services: no charge for trust and estate planning consultation; initial set-up charges waived on a new trust account
  • Insurance: no charge for a complete risk assessment/insurance review

1 Subject to credit approval. Rate may vary based on several factors including credit history, amount, and term of loan.

2 Subject to credit approval.

3 Subject to credit approval by credit card provider.