PrintShare

Preferred Index Checking

Get tiered interest rates to make the most of your money! Preferred Index Checking comes with so many benefits and services you won't be able to go back to regular checking!

Get all the flexibility you need in your checking account with the high market rate normally reserved for a money fund. Sign up today!

Summary

Preferred Index Checking offers a market-level rate tied directly to the Money Fund Report's Index, as published in the Wall Street Journal and at www.imoneynet.com.

  • Six interest bearing tiers
  • No monthly fee*
  • Personalized wallet-style checks
  • Unlimited ATM transaction fee refunds worldwide
  • Unlimited Online Banking with Bill Pay
  • Free/discounted Safe Deposit Boxes (based on availability)
  • $25 savings on new loan processing
  • Preferred rates on CDs, Money Market Accounts, and installment loans**
  • Preferred rates on Countyline with no closing costs**
  • Up to 3 additional personal Free Checking accounts
  • Platinum VISA® Credit Card with additional benefits including travel miles, travel accident insurance, and more.**

*For qualifying customers.

**Subject to credit approval. Rate on installment loan may vary based on several factors including credit history, amount, and term of loan.

Qualifications

In order to receive this amazing account with no monthly fee you must have:

  • $10,000 average daily balance in your Preferred Index Checking account; or
  • $100,000 in total loans, or total deposits, or investable assets with either Countybanc Investments Services or Countybank Trust
  • If neither of these requirements are net, a $30 monthly maintenance fee will apply.
Additional Information

Additional perks from our family of financial services:

Mortgage: discounted closing costs when purchasing or refinancing a home; no application fee

Investments: no charge for asset allocation review; discount up to 40% commission on initial trade

Trust Services: no charge for trust and estate planning consultation; initial set-up charges waived on a new trust account

Insurance: no charge for a complete risk assessment/insurance review

The Annual Percentage Yield (APY) may change monthly based on the changes to the Money Fund Report 7-Day Net Simple All Taxable Average Yield ("index") as published in the Wall Street Journal, using the following balance tiers and rate calculation:

Tiered Rate Calculation

$200,000 and higher...................Index less .25

$100,000 - $199,999...................Index less .45

$50,000 - $99,999.......................Index less .70

$25,000 - $49,999.......................Index less 1.75

$10,000 - $24,999.......................Index less 2.75

$9,9999 and lower......................Posted interest checking rate

For ATM fee refunds, it is the intention of Countybank to credit your Preferred Checking account with an amount equal to the surcharge fee assessed by other financial institutions when you use non-Countybank ATM's. We will refund surcharges assessed by other financial institutions as well as our own foreign ATM fees. Since the surcharge is automatically debited from your account by other financial institutions as part of the ATM transaction, Countybank does not have access to the exact dollar amount of the surcharge. Therefore, on occasion, your account may be credited for an amount greater than or less than the amount of the actual surcharge fee. On the occasion that you are not credited for an ATM surcharge, contact Customer Service at 864-942-1524, and we will credit your account by the next business day.

CBOne Rewards

CB Rewards is a special package of programs and services especially for Countybank customers. This unique set of extra benefits includes such timely benefits as Identity Theft Protection, Accidental Death & Dismemberment Insurance, and discount travel benefits. It can be added to any checking account for the low monthly price of only $3.95. Learn more and sign up.

Custom Image