Kasasa Saver

Easy automatic savings fueled by your FREE Kasasa Cash account

Kasasa Saver is a FREE, high-interest savings account linked to your free Kasasa Cash checking account (they work together). So the 1.42% - 0.20% APY you make on your Kasasa Cash checking and ATM fee refunds are automatically deposited into your free Kasasa Saver account every month. But that's not all. Your Saver account also piles 0.82% - 0.20% APY* on top of that; so you can sit back, relax and watch your savings grow. Kasasa Saver. Do you Kasasa?

Questions?

Summary

Kasasa Saver is perfect for you if you:

Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
Want two accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save

Plus:

No minimum balance to earn rewards
Nationwide ATM fee refunds** (automatically deposited into your Saver account)

To earn high interest on your Saver account, just do these four easy things in your linked Cash account each monthly qualification cycle. You probably do these things already!

Have 10 Debit Card transactions post and clear your account
Have one direct deposit or ACH automatic payment post and clear your account
Receive e-statements
Access Online Banking

If you don't qualify in a certain cycle, don't worry!

There's no penalty for not qualifying in a given month and the accounts are still free. Plus, if you have Kasasa Cash, you'll still earn a base rate of 0.02% APY* on your checking which will be automatically deposited into your Saver account which will still earn a base 0.02% APY*. You can get right back to making 1.42% APY* on your free checking account, 0.82% APY* on your free saver account and enjoying ATM fee refunds the next month you qualify.

*Annual Percentage Yield (APY) accurate as of 9/15/11. Minimum to open Kasasa Cash account is $100 and $25 for Kasasa Saver. If opening Kasasa Cash with Kasasa Saver, opening deposit is $100 and may be split between accounts. Kasasa Cash rate tiers are as follows 1.42% APY applies to balances of $.01 - $15,000 and 0.20% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.02% applies to all balances if qualifications are not met. All balances will earn 1.42% APY – 0.20% APY if qualifications are met. The APY assumes that Kasasa Cash interest is not compounded when linked to Kasasa Saver, because the interest is automatically transferred to the Kasasa Saver account at the end of the monthly qualification cycle. The interest from the Kasasa Cash account transfers to the Kasasa Saver account, whether the qualifications are met or not. Qualifying transactions must post and clear to the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. Kasasa Saver rate tiers are as follows: 0.82% APY applies to balances of $.01 - $50,000 and 0.20% APY on all balances above $50,000 if qualifications are met during the monthly qualification cycle on the Kasasa Cash account. 0.02% APY applies to all balances if qualifications are not met on the Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings. **ATM Fee reimbursements (checking account only) provided only if qualifications are met within the monthly qualification cycle. For additional information on Kasasa Cash, contact Countybank. Member FDIC.

To find form letters to help with switching your account, click to download a Switch Kit.