Privacy Policy

TCB CORPORATION CORPORATE FAMILY:

COUNTYBANK

COUNTYBANC INSURANCE, INC.

COUNTYBANC INVESTMENT SERVICES, INC.

FIRST PALMETTO MORTGAGE, INC.

GREENWOOD CAPITAL ASSOCIATES

Customer Privacy Policy

Our Privacy Commitment to You

We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers' information in a confidential manner. The TCB Corporation family of companies are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our institution and website. The TCB Corporation family of companies (defined as our affiliate companies) includes Countybank (which includes Banking, Mortgage and Trust Services), Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., First Palmetto Mortgage, Inc. and Greenwood Capital Associates, LLC.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Occasionally, where we believe you will receive additional value, we will share information with third parties that perform marketing services on our behalf through joint marketing and service providers. In accordance with federal and state laws and regulations, we are providing you with the option to elect to exclude your non~public personal information from files provided to outside companies or marketing firms. We have not and will not sell any information to any outside marketing companies.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income.

• Information about your transactions with us, our affiliates, or to others. such as your account balance, payment history, parties to transaction, debit charge usage, assets and advisory fees paid.

• Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.

Nonpublic Personal Information We Disclose

It is necessary upon occasion to provide personally identifiable information about our customers to a party outside of our organization. These relationships are maintained solely to perform services on our behalf as determined by the nature of your transaction with us; including, but not limited to, customer check printing, statement rendering, items/account/loan processing, electronic data processing, providing online account information, etc. This may include information outlined above in "Nonpublic Personal Information We Collect."

Parties to Whom We Disclose Nonpublic Personal Information

We disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as mortgage bankers, securities broker-dealers and insurance agents.

• Non-financial companies, such as title, escrow and appraisal companies.

• Professional advisors and other companies that perform services on our behalf.

Information About Former Customers That We Disclose

If you become a former customer, we may disclose the following kinds of nonpublic personal information about you:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.

• Information about your transactions with us, our affiliates, or others. such as your account balance, payment history, parties to transactions, and credit card usage.

• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Parties to Whom We Disclose Former Customer Information

If you become a former customer, we may disclose nonpublic personal information about you to the following types of third parties:

• Financial Service Providers, such as mortgage bankers, securities broker-dealers and insurance agents; and

• Non-financial companies, such as retailers, direct marketers, airlines, and publishers; and

• others, such as non-profit organizations. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Fair Credit Reporting Act Information Sharing Opt Out

Under the Fair Credit Reporting Act, we have a right to share information regarding our transactions or experiences with you. Unless you instruct us otherwise, we also have the right to share any other information about you with our affiliates (persons related by common ownership or affiliated by corporate control, now or in the future) either directly or indirectly. This other information may include, but is not limited to, application information, credit reports from a consumer reporting agency, and any other information we have about you. If you do not want us to share this other information with our affiliates you may utilize the opt out methods set forth below.

Your Choice to Limit Marketing

Federal law gives you the right to limit some but not all marketing from our affiliates. Federal law also requires us to give you this notice to tell you about your choice to limit marketing from our affiliates. You may limit our affiliates (listed in first paragraph) from marketing their products or services to you based on your personal information that we collect and share with them. This other information may include, but is not limited to, application information, including your income; your account history with us; credit reports from a consumer reporting agency, including your credit score; and any other information we have about you. Your choice to limit marketing offers from our affiliates will apply until you notify us of a change. At any later point you choose to opt in, you will receive a renewal notice that will allow you to limit marketing offers from our affiliates from that point forward.

Opt Out Information

Financial Products or Services to Which Your Opt Out Applies If you elect to opt out of information sharing we will treat that opt out as applying to all financial products or services that you have obtained from us in the past or that you may obtain from us in the future.

Your Right to Opt Out of Information Sharing

If you prefer that we not disclose information not solely related to transactions or experiences with you to our affiliated companies, you may opt out of those disclosures, that is you may direct us not to make those disclosures (other than disclosures permitted by law). We will treat an opt out direction by any joint account holder as applying to all parties on the account. You may notify us of your intent to opt out of affiliate sharing by using one of the following methods.

How to Opt Out of Information Sharing

To opt out of sharing information with our affiliated companies, you may call us at the following number: (864) 942-1551. To opt out of sharing information with our affiliated companies, please email us at the following email address: privacy@ecountybank.com. You have choices when it comes to being informed about offers and services from us. You can elect not to receive marketing offers by direct mail, telemarketing and/or email. If we do not receive notice of your intent to opt out of information sharing with our affiliated companies within 30 days of delivery of this notice to you, we are authorized to disclose information about you to our affiliated companies in accordance with our privacy policies and practices.

How to Opt Out of Affiliate Marketing

To limit marketing from our affiliates, you may call us at the following number: (864) 942-1551. To limit marketing from our affiliates, please email us at the following email address: privacy@ecountybank.com. If we do not receive notice of your intent to opt out of receiving marketing information from our affiliates within 30 days of delivery of this notice to you, our affiliates may market their products or services to you based on your personal information that we collect and share with them.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Countybank PO Box 3129 Greenwood, SC 29648-3129.

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