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Free Business Checking: *Items are credits, debits, and deposited items.

Free Business Interest Checking: *Items are credits, debits, and deposited items.

Business Analysis Checking: *Earnings credit allowance is calculated by taking a moving average of the 90-day Treasury Bill, adjusting it downward by the applicable Federal Reserve requirement (10% as of March 1, 2000) and multiplying the result by your average collected balance for the month.