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Home Refinancing Basics

A refinance mortgage includes the payoff of an existing mortgage or obtaining a loan on a home you own free of mortgage debt. You may need to refinance their home for a variety of reasons, and Countybank Mortgage has multiple options available to meet your mortgage needs.

Why Should I Refinance My Home?

One of the best reasons to refinance is to lower the interest rate or loan term on your current mortgage loan. When interest rates drop, consider refinancing to a lower rate, a shorter loan term, or even switching to a fixed rate from a current adjustable rate loan.   

We also offer cash out refinance options on a primary residence, second home or rental property.

  • Receive cash back to complete home improvements
  • Receive cash to add outdoor living space and pools
  • Recieve cash back to consolidate debt

Now may be the right time to look at refinancing options with Countybank Mortgage.