Yes. The automobile liability will extend to the trailer while connected to the auto. There is no physical damage coverage for the trailer unless you trailer has its own coverage.
Not automatically. You must have comprehensive coverage to qualify for the free glass coverage in S.C. (Applies to windshield, back window, and side glass)
Collision coverage applies when you are involved in an at-fault accident and need your vehicle repaired less the deductible.
Comprehensive Coverage includes theft, vandalism, wind, hail, fire, flood, and contact with an animal. Repairs to the vehicle are subject to your deductible.
No. Rental reimbursement only applies when your vehicle is involved in an accident and not for mechanical breakdown.
At-fault accidents, moving violations, collision losses, youthful operators, change of address, change of automobile and coverage. Insurance companies are very concerned with claim frequency.
Uninsured motorist coverage is a mandatory coverage on all auto policies. It provides protection for your vehicle and passengers should you be hit by an uninsured or unknown party. The deductible is $200 by law.
Underinsured motorist coverage is optional and provides you protection in the event someone else is at-fault in an accident but does not have adequate coverage. The deductible is $200 by law.
Yes, and the cost is typically minimal. The coverage provides reimbursement subject to your policy limit. This coverage applies to mechanical breakdown as well as accidents. Frequency of towing related claims can impact your automobile rates.
Once the youthful operator obtains a beginners permit you need to call our office. The premium will not be adjusted until the operator obtains a restricted license. We need the operators full name, date of birth, date licensed and permit/ license number. Discounts are available so please discuss with your agent.