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Rates

A checking account that delivers added value and peace of mind.

Designed exclusively for customers 62+, Signature Checking account is an interest-bearing account that offers complimentary services and penalty-free access for medical expenses.

  • Available to Customers aged 62 and older1
  • $25 Minimum Deposit to Open
  • $5 Monthly Service Charge - Waived with $1,000 in Daily Minimum Balance OR receive $1,000 or more in Monthly Direct Deposits OR 15 Debit Card Transactions2
  • Free Paper Statements with Check Images
  • Up to $20 in ATM Withdrawal Fees Refunded per Statement Period
  • Overdraft Protection Available
  • Daily Minimum Balances of $1,000 or greater earn interest at a Variable Rate
  • $35 Discount on a Safe Deposit Box
  • No Penalty for Early CD Closeout due to Major Medical Expenses
  • Free Visa Debit Card
    • Zero Liability for Debit Card Purchases3
  • Free Digital Banking
  • Free Digital Wallet
  • Free Bill Pay
  • Easy Account Switch
  • Mobile Deposits
  • Easy Account Switch
  • Free Local Customer Service
  • Personal Banker Available
  • FDIC Insured

1 Countybank Signature Checking is available to customers age 62 and older. We reserve the right to convert your account to a Countybank Classic Checking account if no account owners meet that criteria.

2 You can avoid the $5.00 monthly service charge if you maintain a Daily Minimum Balance of $1,000 or more in your Countybank Signature Checking account OR receive $1,000 or more in Monthly Direct Deposits OR have at least 15 POS (point of sale) debit card transactions (not ATM withdrawals) post and clear your Countbank Signature Checking Account. All POS and direct deposits must post to your account before the end of the statement cycle to avoid the monthly service charge regardless of when the transactions were actually made.

3 Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your Countybank Debit Card or card information. Visa’s Zero Liability Policy does not apply to certain commercial cards and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Countybank immediately of any unauthorized use. Contact us and/or refer to the Countybank EFT Disclosure for more details.